Proprietary Technology · finmet.io

Your sales desk went digital. Your procurement desk didn't.

DealMate^™ is FinMet's digital deal-input system with strong reporting capabilities — purpose-built for jewellery retailers, bullion trading companies, and refiners who have modernised the way they sell metal but are still recording every purchase in an editable Excel sheet. One structured ledger. Every deal captured at the point of execution. Reports downloadable to Excel — without rebuilding the data.

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finmet.io / dealmate / deal register

Deal Datestructured · calendar

Counterpartyfrom master list

Metal · PurityAu / Ag · 995 / 999

Quantitykg · validated

Unit Priceat execution

Premium / Discountcaptured, stored

Settlement TermsT+n · captured

Entered Byuser · timestamp

01Single Source of Truth

∞Cancellation Trail Preserved

ZeroHardware to Install

DirectFrom the Builder

01 The Asymmetry

Sophisticated at the front. Excel at the back.

India's bullion trading houses and large jewellery retailers have quietly built modern, app-based sales platforms — spot sale over web and mobile, digital gold accumulation, real-time rate quotation to customers. The operational side of the same business, however, has been left behind. The daily purchase of metal — the input that funds everything downstream — is still captured in an editable spreadsheet.

01
The file is editable by anyone with access.
A row can be changed, deleted, or overwritten with no trace. There is no record of what was booked first and what was revised later — and no way to reconstruct the original deal if a dispute arises.
02
There is no audit trail.
Neither a statutory auditor, an internal auditor, nor the MD can ask "who entered this, when, and what did the record look like yesterday?" — because Excel does not answer that question.
03
The record is not safe.
A single saved-over file, an email attachment lost, a laptop stolen, a junior employee's version that never got merged back — the business's entire procurement history can evaporate between two reviews.
04
The data can't be analysed.
Fragmented sheets across desks, months, and employees make it effectively impossible to ask the basic questions: who are our top five counterparties by volume? What was our pricing quality vs. MCX last quarter? Where is the concentration risk?
05
It depends on one person's discipline.
The quality of the record is only as good as the diligence of whoever is meant to update the sheet that day. In a business moving hundreds of kilos of metal a month, that is not a governance model.

02 The Shift

From editable spreadsheet to structured register.

The same procurement team. The same deals. The same diligent entry at the point of execution. What changes is the surface they enter into — and everything that becomes possible because of it.

Today · Excel Sheet

Purchase_Register_Final_v14_USE_THIS.xlsx

21-Apr

Bank X

50.000

21-Apr

dealer

22/4

Bank X

100

—

Bank Y

22-Apr

Refiner

1200 ag

Anyone with access can overwrite a cell
No record of who entered what, when
Date formats drift; units entered in notes
Versions lost in email; one source of truth never exists
Counterparty names inconsistent across rows
Analysis requires rebuilding the data every quarter

With DealMate

finmet.io / dealmate / deal register

Deal Datestructured · calendar

Counterpartyfrom master list

Metal · PurityAu / Ag · 995 / 999

Quantitykg · validated

Unit Priceat execution

Premium / Discountcaptured, stored

Settlement TermsT+n · captured

Entered Byuser · timestamp

Every entry attributed, time-stamped, preserved
Fields validated; no free-text drift
Counterparty pulled from a single master record
Price and premium recorded at the point of execution
Cancel history preserved — nothing silently deleted
Generate reports in Excel without rebuilding data

Conceptual illustration · same data discipline, different substrate

03 Capabilities

What DealMate provides, end-to-end.

Eight capabilities spanning deal entry through board-ready reporting — built on the regulatory vocabulary of the Indian and GIFT City bullion markets, and designed to replace the editable spreadsheet that most procurement desks still rely on.

Centralised Deal Register

Every bullion transaction — spot, forward, metal loan drawdown etc. — in one structured digital register. No more scattered WhatsApp and broker calls.

ii.

Deal Capture

Date, counterparty, metal, quantity, purity, unit price, premium/discount, settlement terms, additional instructions — captured at the point of execution.

iii.

Delivery & Settlement Reconciliation

Get a list of settlements for the day and match against the deliveries and payments data maintained in the accounting system. Discrepancies are identified immediately — no more quiet settlement leakage.

iv.

Counterparty Management

A structured database of every trading and sourcing counterparty — KYS documentation, deal history and contact records — linked to every deal they appear in.

Preserved Pricing Record

Every deal's unit price, premium/discount, and the user who entered it are captured at execution. Post-facto review of pricing decisions becomes possible — not a fight over remembered quotes from a sheet that's since been overwritten.

vi.

Management Reporting

Structured reports for the MD and senior team — weekly deal volumes and average bullion pricing during the week, downloadable to Excel. Ready for the board pack.

vii.

Discipline, not Magic

DealMate doesn't replace the procurement team's job — it gives them a structured place to do it well. The quality of the record still depends on diligent entry at the point of execution. The difference is that now the record is safe, queryable, and reportable.

viii.

Audit-Ready Archive

A structured, time-stamped deal history with cancellation trail preserved — ready for internal audit, statutory auditors, or regulatory review. No reconstruction exercises, no missing pages.

04 Who Uses It

One register. Five functional views.

Role-based access controls ensure each user performs only the actions relevant to their function — while the underlying record remains a single, consistent ledger.

Trading & Procurement

Record and confirm every deal at the time of execution. Easily downloadable reports to Excel displaying a structured view of positions across counterparties and metals.

Accounts & Finance

Generate value-date-wise settlement reports to easily reconcile against accounting system data, and track outstanding settlements and credit exposure per counterparty.

Compliance Officer

Review sourcing counterparties before deal booking. Maintain KYS documentation alongside every supplier record. Demonstrate governance discipline to banking partners and auditors.

Senior Management / MD

Structured weekly reports on aggregate positions, counterparty concentration, and deal volumes — drawn from one consistent register, not reconstructed each quarter from emailed spreadsheets.

Internal & External Auditors

Access the structured, time-stamped deal history with cancellation trail preserved.

05 Built For

Family-owned businesses moving into their next chapter.

India's leading bullion houses and jewellery retailers are, almost without exception, family businesses — with decades of trading relationships, intuition-driven pricing judgement, and deep personal networks. DealMate is for the moment in a family business's evolution when the next generation is formalising governance, preparing for scale, or bringing in professional management — and the informal systems that got the business this far can no longer carry it forward.

Jewellery Retailers

A record worthy of the brand you sell

You've built a customer-facing platform customers trust. The same discipline now needs to extend to how you buy the metal that goes into every piece. DealMate gives the family, the MD, and the statutory auditor a single, credible view of procurement activity.

Record every metal loan drawdown and spot purchase
A defensible record of what was bought, at what price, from whom, and when
Board-ready view of counterparty concentration and weekly deal volumes
Professionalise procurement without disrupting existing supplier relationships

Bullion Traders & Refiners

An operational spine for a scaling trading book

Your spot sale platform quotes live to hundreds of counterparties. Your procurement still lives in a handful of spreadsheets. DealMate gives a growing trading and refining business the back-office discipline that volume, counterparty count, and audit exposure demand.

Handle spot, forward, MCX delivery, and import transactions in one register
Every booking captured at execution with user attribution and timestamp
Counterparty master records linked to every deal, with KYS documentation alongside
Record that stands up to internal audit, statutory audit, and banker review

06 Access & Deployment

Deployed on finmet.io. No hardware. No friction.

Web-Based

Accessed via a secure browser session on finmet.io. No installation, no local infrastructure, no IT overhead.

ii.

Role-Based Controls

Each user performs only the actions relevant to their function.

iii.

Cancellation Tracked

Every cancellation is timestamped and logged. Deals cannot be silently deleted — critical for audit integrity.

iv.

Direct From Builder

DealMate is FinMet-built — not a third-party resale. Clients deal directly with the team that builds, maintains, and evolves the product.

Bring your procurement desk into the same century as your sales desk.

Request a working walkthrough of DealMate calibrated to the way your desk actually operates today. We'll show deal capture, counterparty management, settlement reconciliation, and the management reporting layer — on a private instance that can later be provisioned with your own data.

No obligation · 45 minutes · on-screen or in person

Point of Contact Johnson Lewis

Managing Director · FinMet India Pvt Ltd

Direct: +91 98202 94378
Office: Bandra, Mumbai 400050
Web: finmet.io · finmetals.com

Request a Demo